For example, ANICO offers healthy individuals up to $249,999 of life insurance protection with any exam, for people who reside in New York state.
In addition, several other life insurers may offer no exam life insurance; however, the requirements for approval with no medical exam are more stringent - some require people in good or excellent health.
So, there is no guarantee you will qualify for a no exam life insurance policy if you live in New York.
You'll likely need to be in good health, or you will usually have to take an exam to find out if you qualify for coverage.
Learn more about New York life insurance with no medical exam required.