One type does require an medical exam, and one type does not require a medical exam.
Also, if you are very young, apply for a very small Whole Life Insurance policy, or some other circumstances, even those policies that normally require an exam may not require one for you.
In addition, Metlife offers a guaranteed issue final expense life insurance plan where they accept everyone that is age 45 to 75, with no exam and no health questions asked.
Learn more about Met Life Insurance today.