There are life insurance plans that offer instant approval and same day coverage, and there are fully underwritten life insurance policies where medical records are needed and it could take up to couple of months for approval depending of the your doctor's office and how fast they are sending the records to the insurance company for review.
Usually, when you're looking for the cheapest possible life insurance, then blood tests, EKG, urine samples are required, and the process will take longer.
If you're looking for a fast, simple life insurance policy, the premiums will be higher, because there is more unknown risk that the insurance company is taking. Some no exam instant issue life insurance policies charge 10% or more above the normal rate for a fully underwritten life insurance policy.
Learn how you can get instant life insurance coverage today, if you qualify.
Usually, when you're looking for the cheapest possible life insurance, then blood tests, EKG, urine samples are required, and the process will take longer.
If you're looking for a fast, simple life insurance policy, the premiums will be higher, because there is more unknown risk that the insurance company is taking. Some no exam instant issue life insurance policies charge 10% or more above the normal rate for a fully underwritten life insurance policy.
Learn how you can get instant life insurance coverage today, if you qualify.
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