If "instant" quotes are offered, you can change the amount of coverage and term length (10, 15, 20 or 30 years of coverage) and compare the cost of different term life insurance policies.
The cost of a 30 year term life insurance plan is higher than the cost for shorter terms like 5, 10, 15 or 20 years, but your "rate" is locked-in and guaranteed for 30 years at the health rating you are at now. So that can save you lots of money in the long run. Even if your health changes, your rate remains the same for the entire "term" of your term life policy.
Sample Rates:
A Male, non-smoker who is 35 years old for a 30 year level term life insurance policy may pay as little as $14.95 per month for $100,000 of coverage.
Here's how you can compare 30 year term life insurance rates online today with no hassles and no obligation.