Most accidental death life insurance policies exclude accidental death caused by suicide, injury incurred while committing a felony, acts of war, or any form of illegal drug use.
They also generally will not pay the death benefit if the accident resulted from a mental or physical illness.
However, dying from a tree falling on you in your yard would be covered, or slipping in the shower and dying as a result of the accident would be covered.
But, death resulting from natural causes like old age or a heart attach are not covered by accidental death policies.
It's easy to get accidental death coverage. In fact, some insurers offer up to $1,000,000 of protection with no health exam required and no health questions asked.
Here's how you can get a free accidental death insurance quote online now.