Whether or not you are required to take an exam may depend on your age, your health, your answers to the health questions on the application, and how much life insurance you want to purchase.
There are some life insurance companies that offer plans with no medical exam required, but there are some health questions to answer.
In fact, one carrier even offers up to $300,000 of term life insurance with no exam, only some health questions.
Here's how you can learn more about term life insurance with no exam required.