Yes, people who are currently heart patients may be able to purchase life insurance protection.
Some life insurance companies provide fully underwritten life insurance plans to high risk people with health conditions. However, there is a medical exam required and your premiums may be quite high for a limited amount of life insurance.
In addition, there are life insurance plans available with guaranteed approval for people who meet the age requirements.
For instance, one plan offers guaranteed coverage for people ages 45 to 85. And, there's no medical exam required and no questions asked about your health.
There's up to $25,000 of guaranteed approval life insurance available and you can apply completely online for your policy.
You can even apply for more than one plan if you apply with two different insurance companies. So, you may be able to purchase up to $45,000 of guaranteed life insurance.