It's life insurance coverage you can purchase without taking any health examination at all - no tests, no physical, no urine or blood testing.
What is required of me to get insured?
Well, you will have to answer some questions about your health, and the insurer will look at your medical history to determine if you meet the insurer's guidelines for approval to get a policy.
They may check your health, driving record, age and other factors to decide if they will insure you for no exam life insurance.
How much coverage can I buy without an exam?
That depends on the insurance company and you. Some carriers will offer up to $400,000 of life insurance, but this will depend on your age and health.
How much does it cost?
That depends on the amount of life insurance you need, your age, gender, health, and the insurer's pricing guidelines. However, most no exam life insurance policies cost around 10% more (or higher) compared to life insurance that does require an exam because they may end up insuring some people who might not otherwise get a policy.
Here's how you can learn more about life insurance no exam plans and find out how much it may cost fro your life insurance policy without taking an exam.