Most life insurance companies offer term insurance for a duration of 10, 15, 20 or 30 years of coverage.
A long-term or longer term life policy would be one that provides insurance protection for a longer duration of 15 to 30 years.
The longer your term for life insurance, the higher your annual cost of insurance because your probability of passing away during the policy term increases the longer you have coverage.
Here's how to compare long-term life insurance quotes online.