There are some types of insurance policies that protect your mortgage which may require a physical exam of some type.
However, there are mortgage life insurance policies with no physical required.
These plans may offer up to $500,000 or more of life insurance protection to pay off your home mortgage loan upon your death.
The proceeds would go to the beneficiary listed in your insurance policy, and the beneficiary could use the death benefits to pay the loan off.
There may be age limitations on who may qualify for a no physical mortgage life insurance policy.
Learn more about mortgage insurance with no physical required.