In fact, many life insurance companies do not require you to take a medical exam when buying less than $100,000 of life insurance.
However, this depends on your age, your health, and the underwriting guidelines of the life insurance company.
There are a few life insurance companies that offer higher limits of life insurance without a physical exam.
In fact, one "A+" (Superior) rated life insurance company offers up to $500,000 of life insurance with no exam needed, depending on your age.
And, if you qualify, you may even be able to start your life insurance policy within 24 to 48 hours.
Due to competition in the life insurance industry and the need to make buying life insurance and more efficient process for consumers, some life insurance companies offer you the option of buying life insurance online without a medical exam. However, there are some health questions for you to answer when applying online for a policy. You approval for a life insurance policy will depend on your answers to the health questions, as well as, other factors, such as your age, health, occupation, hobbies, if you smoke or not, your height-to-weight ratio, etc.
Here's how you can learn more about life insurance with no medical exam required and request your free life insurance quote today to find out if you qualify for coverage.