There are several insurance carriers that offer guaranteed acceptance life insurance plans for people who meet the age requirements for approval.
Age limits for guaranteed issue policies will vary by insurer. Some carriers offer guaranteed coverage for people ages 40-80, 45-75, or even ages 45-85.
In addition, the maximum amount of life insurance with guaranteed approval may be limited to around $20,000 from any one insurer.
However, one highly-rated life insurance company offers up to $25,000 of guaranteed issue protection.
Here's how to buy $20,000 guaranteed issue life insurance coverage.