What you need to know is your parent may have to sign the application for life insurance coverage, that means he or she will know about the life insurance, and you will need his or her permission to take out life insurance.
Depending on the type of life insurance policy, your parent may have to answer some health questions.
There are different types of life insurance for seniors; such as, permanent life insurance, term life insurance, simplified issue life insurance with no health exams and a few health questions, and guaranteed acceptance life insurance with graded benefits the first 2 or 3 years.
Learn how to buy life insurance for your parents.