"Qualified Applicants" usually means you must be healthy and qualify for the coverage based on your answers to some health questions asked when you apply for your life insurance policy. And, many insurers offer quick issue coverage for people ages 18 to 60.
Several life insurance carriers offer an online application process to get you insured quickly. It only takes about 10-15 minutes to apply direct online for your policy.
However, some people may be looking for quick coverage because they have a serious health issues and want to try and get insured before their health gets worse, or they die.
Learn more about buying life insurance that starts immediately.