If you are designated as a beneficiary on more than one policy, you may make a claim on each policy that names you as a beneficiary.
In order to make a claim on life insurance you must be a beneficiary listed in the policy.
When someone buys life insurance they are required to name a person(s) as beneficiary. That person or persons receive the death benefit upon the passing of the insured person.
For example, if your spouse bought life insurance on you, and you died, your spouse being listed as beneficiary in your policy would make a claim for death benefits from your insurance.
Learn more about how to claim more than one life insurance policy.