Some life insurance companies will provide life insurance for people who smoke marijuana legally with a prescription for medical purposes.
For instance, medical marijuana is legal in some parts of California with a prescription, and if you meet the requirements of the insurer you may be able to qualify for life insurance coverage even if you smoke marijuana.
However, smoking marijuana is illegal in many states and some life insurance companies may decline you for coverage if you apply and admit you smoke marijuana.
In addition, there are some life insurance companies that offer life insurance without any physical exam, blood or urine tests required. However, you should always make sure you answer all questions truthfully on your application for life insurance.