What life insurance companies would insure me and how much would the insurance premium be?
There are life insurance companies that insure people age 65 and over, and they also insure smokers.
In order to find the premium charged you would need to compare life insurance rates among several insurers to find the most affordable plan available to you, and which carriers would offer you coverage.
There are several factors that impact your acceptance and rate for life insurance, including the type and amount of life insurance, your age, gender, health, family health history, occupation, hobbies, height-to-weight ratio, smoking, driving record, credit history, lifestyle, etc.
The cheapest life insurance would be term life insurance since it is temporary for a set period of time, unlike permanent life insurance which lasts your entire lifetime.
You may be able to qualify for affordable rates on a 10 or 15 year term life insurance plan.
Heres' how you can compare smokers cheap term life insurance rates online among several leading life insurance companies.