These types of life insurance plans are referred to as Guaranteed-Issue. That means you cannot be turned down for coverage even of you have health issues, as long as you meet the age requirements for approval.
The age requirements may vary by insurance company.
And, the maximum amount of guaranteed issue life insurance may vary by insurer, too.
There are several insurers offering these plans, including but not limited to the following:
- United of Omaha
- Gerber Life
- AAA Life
- AIG
- Colonial Penn
- AARP/NewYork Life
- MetLife
Here's how to learn more about companies that offer life insurance with no medical questions or exams.