Usually, you would have to take a drug test and medical exam if you are buying more than $50,000 of life insurance or you are over a certain age.
However, there are some insurers that offer no exam term life insurance policies with no drug testing required.
In fact, one insurer offers up to $2,000,000 of no exam term life insurance which you can purchase direct online, if you qualify for coverage.
These plans may be available to healthy individuals between the ages of 20 to 60 years old.
Learn more about drug testing for term life insurance.