Anyone who meets the age requirements for acceptance for a guaranteed life insurance policy may get insured.
Age requirements vary by insurer, but some carriers offer guaranteed approval plans for people ages 45-75, 40-80, or even 45-85 years of age.
With guaranteed acceptance life insurance your approval is guaranteed with no health exam required and no health questions asked.
The maximum amount of guaranteed insurance available is usually limited to around $25,000 or less from any one insurer.
However, you may be able to buy a policy from more than one insurance company.