Yes. In fact, many of the life insurance carriers now offering guaranteed approval policies provide options for people who are 45 years old.
Some of the leading providers of guaranteed issue plans include United of Omaha, Gerber Life, AAA, AIG, MetLife and AARP/NewYork Life, among others.
For example, United of Omaha offers up to $25,000 of life insurance with guaranteed acceptance for people ages 45 to 85.
Here's how to get guaranteed life insurance for people age 45 and over.