Actually, there are some life insurance policies offering guaranteed approval with no health exam required and no health questions asked.
Guaranteed issue life insurance does not require you to answer any questions about the status of your health.
However, the amount of life insurance available from any one insurer may be limited to around $25,000. You may be able to purchase guaranteed coverage policies from more than one insurance company.
Here's how to get guaranteed life insurance no health quesitons asked.