A healthy individual will usually get a lower rate as compared to someone who is sick, or has a health issue.
Somebody who pays their bills on time will usually get a lower rate in comparison to those who have lots of debts.
Other factors that insurer's consider when determining your rate for life insurance usually include your age, gender, occupation, hobbies, height-to-weight ratio, family health history, driving record, and the amount and type of life insurance you need.
Here's how you can compare the best online life insurance quotes from several leading insurance companies.