The older you are when you purchase a life insurance policy, the more expensive your premiums will be. This is because as you get older, you also become more prone to illnesses and diseases, and you have a shorter life expectancy.
So, you can lock-in a more affordable rate when you are younger and in good health, and expected to live a longer period of time and pay your premiums longer.
Here's how you can request and compare free life insurance rate quotes.