I want to apply for life insurance.
It may take a few weeks for the nicotine to get out of your system, depending on how much you smoke, how often, and for how long you have been smoking.
In addition, the type of test for nicotine will impact the results, as hair follicle testing may show nicotine in your system long than blood or urine testing.
You should always answer all questions truthfully on your application for life insurance, including questions about your smoking habits.
However, there are some life insurance plans that may offer term life insurance no drug tests required. In fact, you may be able to qualify for up to $300,000 of life insurance without any drug testing or physical examination.