Long term life insurance is either permanent life insurance that lasts your entire lifetime, or long term term life insurance which lasts for a period of 20, 25 or 30 years.
Term life is temporary coverage offering life insurance protection for a specific period of time from 10 to 30 years.
If you need life insurance guaranteed to last your entire lifetime, then permanent life insurance is a good option.
If you need life insurance for the longest term, a 30 year term life policy can help.