You'll want to know which type of life insurance policy you need (term of permanent), how much life insurance protection you need, and how long you want your life insurance to last.
Determining why you need life insurance and how long you need it to accomplish your goals, will assist you in answering the above mentioned questions.
When you apply for your policy you will answer several questions about your age, gender, health, state of residence, family health history, occupation, lifestyle, tobacco use, driving record, etc.
These answers, in addition to the results of a medical examination, will assist the underwriter of your application in determining the risk presented to the insurer by insuring your life for life insurance.
Once the insurer has all relevant information needed, they will analyze your risk for life insurance, determine if they can insure you, and at what annual price and amount of life insurance.
Once approved for your policy, you will pay your first month's premium, and begin your coverage.
Learn more about how to get a life insurance policy on yourself.