- Compare rates form multiple insurance companies because pricing does vary by insurer.
- You may want to decide now is the time to quit smoking for your health, and because smokers pay up to 5-10 times more than non-smokers for life insurance.
- Consider buying term life instead of permanent life insurance, because permanent coverage can cost up to 2-5 times more than term life insurance.
Term life offers protection lasting for a period of up to 30 years.
These tips should help you save some money on your life insurance coverage.
Learn more about how to get life insurance for smokers cheap.