Yes, as a smoker, you may be able to find reasonable life insurance quotes on the internet.
Make sure to compare rates and plans among several leading life insurance companies before choosing your plan. Why? Because, each insurer has their own set of pricing guidelines based on several factors, including your age, health, and amount of coverage.
In addition, the insurer's may vary on how they rate you as a smoker. For instance, some insurers may have more classifications based on tobacco use. The insurers with more experience insuring smokers may offer more competitive pricing based on your specific type and amount of tobacco use.
That means, by comparing rates for life insurance among several insurers you may save hundreds of dollars per year, which could mean a savings of over a thousand dollars throughout the life of your life insurance policy.
The most affordable life insurance is term life insurance which provides temporary coverage for up to 30 years, or until you reach age 65 or 70, usually.
Here's how you can learn more about term life insurance for smokers and find out which life insurance company may offer you the most reasonable life insurance quotes.