In addition, you'll want to consider your budget, how much life insurance you need, and how long you will need life insurance protection.
Term life may be best for you if you need protection for a duration of thirty years or less. Since term life is temporary, it only lasts for a specific period of time, from 10 to 30 years.
Most term life policies offer an option of coverage for a term of 10, 15, 20 or 30 years. However, if you need life insurance that is guaranteed to last your entire lifetime, no matter how long you live, then term life may not be right for you.
Here's how you can learn more about how term insurance works to help you decide if term life is best for you.