A payback term life insurance policy returns almost all of the paid premiums to the owner of the life insurance policy if the insured person outlives the duration of the term insurance policy.
Premiums for a payback term life insurance policy are higher than you would pay for a standard term life insurance plan.
So, if you want some money back if you outlive your term policy, you can buy term life that pays you back your premiums upon outliving your coverage term, but the premiums you pay for your life insurance will be higher than for regular term life policies.
Learn more about term life insurance with payback of premiums.