Your life expectancy is the approximate age you might expect to live, based on your current age, gender, health and tobacco use.
It is a statistical analysis based on massive quantities of data.
Your life expectancy is really the age at which half of all people meeting your same exact demographics will still be living, and the other half have passed, regardless of the cause or nature of death.
How does life expectancy affect the cost of my life insurance?
The longer your life expectancy (longevity), the lower your rate per $1,000 of life insurance coverage. Your longevity is one of the key factors considered when determining the price you pay for life insurance coverage.
Here's how you can compare instant life insurance rates online.