The type and amount of life insurance you need will impact how much you pay for a policy.
There are several other factors insurers consider when determining your premium (price) for your insurance policy.
These are called your "Risk Factors", or the risk you present to the life insurer of dying, during the term of your policy.
Some of the main risk factors insurers consider when determining your rate per $1,000 of life insurance include your age, gender, health, lifestyle, tobacco use and driving record, among other things.
Each of these may impact your longevity - how long you are expected to live.
Learn more about life insurance questions and answers for premiums.