Yes, there are life insurance plans available with no medical questions asked.
Whether or not you qualify may depend on your age and the star in which you live, as some life insurance companies are not licensed to do business in all states.
There are two basic types of life insurance with no medical questions:
- Guaranteed Issue Life Insurance
- Accidental Death Insurance
Guaranteed issue life insurance offers guaranteed approval for people age 45 to 85 (depending on the insurer) - There's no medical exam required, and no medical questions asked. You may be able top purchase up to $25,000 of whole life insurance protection. You can get an instant quote and apply online for your policy today. There are limited death benefits the first two years you are insured by the policy.
Accidental death insurance offers up to $1,000,000 of accidental life insurance with no health exams and no health questions asked. You can get an instant quote and apply online for your policy today. You only have coverage if you pass away from an accident. Death resulting from health issues or natural causes like old age are not covered by this type of policy.
Here's how you can learn more about life insurance without medical questions.