Yes, there are life insurance plans for people in poor health.
These are usually referred to as "Guaranteed Issue" life insurance policies because they guarantee your approval for coverage if you meet the age requirement and can pay the premiums charged for coverage.
Guaranteed life insurance plans do not require any health exam, and there are no health questions asked.
Some carriers offer guaranteed approval for people 45-75, 40-80, or even 45-85 years of age.
However, the maximum amount of guaranteed issue coverage available is usually limited to $25,000 from any one specific insurer.
But, you may be able to buy a policy from more than one life insurance company.
Some of the leading providers of guaranteed issue plans include United of Omaha, Met Life, and Colonial Penn, among others.
Here's how to get poor health life insurance coverage.