It's a type of guaranteed approval permanent life insurance policy that provides lifetime protection, and guarantees your acceptance for coverage, if you meet the age requirements.
There is no physical exam required, and you won't have to answer any questions about your health.
You may choose up to $25,000 of whole life coverage with guaranteed acceptance.
However, your death benefit is graded (limited) the first two years you are insured. That's how they can guarantee to insure anyone who meets the age requirement for approval.
Guaranteed coverage is available for people ages 45 to 85.
Learn more about United of Omaha graded benefit whole life insurance.