You will need to discuss heart disease, cancer, diabetes and other serious illnesses during the application process which includes questions about your health history.
Expect to also be asked about heart disease or cancer in your family health history and whether or not you engage in any risky hobbies, activities or occupations, too.
A health interview with a paramedic technician is usually required for coverage amounts above $250,000 - but this may vary depending on your age.
Learn more about how a term life insurance policy works