However, in order to get guaranteed approval for a life insurance plan, you need to meet the age requirement for acceptance.
For example, some insurers offer guaranteed issue plans for people ages 45-75, 40-80, or even ages 45-85.
With guaranteed issue life insurance, you will not have to answer any questions about your health, and there is no medical examination required.
Even if you have been denied life insurance by other insurers, you can still get approved for a guaranteed issue policy.
However, the maximum amount of life insurance available with guaranteed acceptance may be limited to around $25,000 from any one specific insurance company.