What are some questions I should ask the insurance agent before signing any papers?
First, decide what your goal is for your life insurance. And, how much life insurance you need, for how many years, and what you can afford to pay?
Then, review your options for life insurance to find the most affordable life insurance plan, that meets your needs, from the highest-rated life insurance company.
Term life insurance offers the most affordable life insurance because you can choose coverage for a period of 1-30 years to meet your needs, and many plans offer coverage for 10, 15, 20 or 30 years.
Term life insurance usually costs a lot less than whole life insurance because it builds no cash value inside the policy, and it is temporary coverage, not lifetime.
Here's how you can learn more about how term life insurance works and compare term life insurance rates and plans from several leading life insurers.