There are several highly-rated life insurance companies that now offer HIV life insurance coverage.
However, your approval may depend on your age, your overall health, how you manage your HIV, how long you have been HIV positive, and other risk factors regrind your health.
You may qualify for a fully underwritten life insurance policy which requires a physical examination and blood test.
In addition, there are guaranteed issue life insurance policies available with no health exam required, and no health questions asked. However, these life insurance plans usually offer smaller amounts of coverage, and charge more money.
Here's how you can learn about life insurance for HIV positive people