For example, MetLife offers guaranteed coverage to people ages 45-75, Colonial Penn to people ages 40-80, and United of Omaha to people ages 45-85.
However, to get covered you must live in a state where the insurer is licensed to do business and offers the guaranteed plan.
But most guaranteed life insurance companies are licensed to do business in just about every state in the US.
All that's left to do is visit their website, apply for a policy and choose a form of payment to get started.
Each insurer has their own pricing and limits on the amount of coverage available.
Keep in mind, if you need more guaranteed life insurance you may purchase a policy from more than one life insurance carrier.
Here's how to get guaranteed life insurance protection.