I want them to be able to live the same lifestyle, if I get hit by a bus today and die.
Owning a life insurance policy can provide your family with money to go on living the lifestyle they enjoyed with you while you were alive.
The proceeds from a life insurance policy may help to replace your income, pay the living expenses, and provide money for your children to go to college, pay of the credit cards and mortgage, and other expenses your family may have as a result of you passing away.
Here's an article called why do we need life insurance that helps to explain some of he more common reasons people buy life insurance coverage.