The aim of a health assessment is to determine a person's life expectancy. Your life expectancy is how long you are expected to live.
Along with such factors as age, gender, lifestyle, tobacco use and family health history, a physical and health status are future indicators of the individual's cost to the life insurance carrier and these form the basis for setting the price of a life insurance policy.
The insurer uses the health information and other risk factors to develop your rate per $1,000 of life insurance coverage.
Learn how you may purchase up to $1,000,000 of affordable life insurance online and start your life insurance policy today.