Low cost life insurance and instant life insurance are two very different things altogether.
Yes, you can shop and compare online rate quotes for life insurance from multiple carriers in just minutes. However, these online quotes usually require you to take a physical examination in order to find put if you qualify for life insurance coverage at the low rates quoted to you. Here's how you can learn more about low cost instant life insurance quote comparisons.
Another option is instant life insurance coverage online that does not require you to take any physical exam. However, rates are usually higher than for life insurance requiring an exam, and the amount of life insurance available is usually lower than if you submit to an exam.
So, you want to decide if it's worth waiting a few weeks for an exam, and to find out if you qualify for lower rates on your life insurance. Or, whether you want to pay more for life insurance coverage that starts today, if you qualify.