Do you own a term life insurance policy?


If so, you may be able to save money by comparing rates for a new plan now.


Why consider updating your coverage? Because rates are now on the rise, after declining for several years.


Source:  ChicagoTribune.com


The window might be quickly closing on consumers' opportunity to refinance at great rates -- not their home mortgages, but their term life insurance, experts say.



Tips to help you save:


1. Lock-In Rates now.
2. Opt for longer terms, such as 20 or 30 year term life.
3. Shop Around - Compare plans from several carriers.


Read entire article


Here's how you can shop and compare the lowest instant term life insurance quotes online from over 70 top-rated life insurance companies now.

If they're sick now, the only life insurance they could get, would be a guaranteed issue policy, like Globe Life Insurance and Mutual of Omaha sell.

However, you have to pay into it - and live - at least two years after the policy starts, before they'll pay out on a death claim. This is called graded death benefit life insurance coverage and is usually one of the only options available for sick people.

So, it's worth a shot . . . but if they don't live at least two years, it's not going to help you out.

Learn about guaranteed acceptance life insurance plans and how they work.

Life Insurance for elderly?

Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated.

He has a soon to expire term life insurance policy at the present.

He wants the best for his money.

Is a term insurance policy still the best type of policy or would another policy be better?

Answer:  Considering the age, term life insurance may ogffer an affordable option that can provide life insurance for up to 30 years.

To learn more, please read this article explaining Life Insurance for Elderly people.

Did you know that 10% of the population has a fear of needles. In fact, it affects that many people to the point where they avoid needed medical care.

The fear of needles is called Trypanophobia, which is basically a fear of injections. Another name for fear of needles if Belonephobia.

But what can you do if you need life insurance and you have a fear of needles, or injections?

Now there's an answer. You can apply for term life insurance with no needles required.

That's right.Now there are life insurance plans available online from highly-rated insurers which offer you up to $500,000 of term life insurance protection with no medical exam, no needles, and no blood tests.

And, if you qualify, you can start your life insurance today.

here's how to get Term life insurance No needles required.

If you have been looking for life insurance but you don't want to take any physical exam, blood or urine tests, you do have options available.

Now there are several insurers that offer no physical exam life insurance.

Here are a few things to know before comparing plans:

1. Rates vary by insurance company.

2. The amount of coverage will also vary by insurer.

3. Some plans offer limited coverage the first 1-2 years.

4. The financial strength ratings vary by insurer so compare ratings as well as price. The higher the financial rating of the company the better.

You may be able to qualify for up to $500,000 of term life insurance without any physical exams, just a few health questions to answer.

Here's how you can learn more about finding the best price no physical exam for life insurance protection.