If you don't want to take a medical exam your options will be limited, the amount of life insurance may be limited to around $300,000, and the rate you pay will be higher than what you would pay for a life insurance plan that does require you to take a physical exam.
However, some insurers do offer no exam life insurance. For instance there is Fidelity Life, Globe Life, Gerber Insurance, Garden State Life, ANICO, Colonial Penn, and Mutual of Omaha, among others.
Here's how you can compare the best price no physical exam for life insurance and review your options for buying life insurance without any health examination required. There are some health questions to answer when you apply for the life insurance policy.
Some no exam life insurance plans even let you know the same day if you are approved, and once approved, you may start your life insurance coverage that day.