I believe the Colonial Penn Life Insurance plan for seniors will pay a death benefit after a waiting period of a couple years (if death occurs more than 2 years after starting your policy), for death due to natural causes.
During the first two years you are insured, it will pay a death benefit plus a small percent more.
I think the Colonial Penn program for seniors pays 100% of the death benefit from day one for accidental death that was not caused in any way by the insured person's health.
If your health is not very poor, you may be able to get a No Exam life insurance policy that will pay 100% from day one for death by any reason from carriers like Globe Life.
You may also be able to get a larger face amount than you can get through Colonial Penn, and/or at a lower cost by comparing rates and plans among other highly-rated life insurance companies.
Non-med life insurance policies offered by other companies are also easy to get and you may be able to apply online for your policy.
Here's how you can compare Globe Life vs Colonial Penn
During the first two years you are insured, it will pay a death benefit plus a small percent more.
I think the Colonial Penn program for seniors pays 100% of the death benefit from day one for accidental death that was not caused in any way by the insured person's health.
If your health is not very poor, you may be able to get a No Exam life insurance policy that will pay 100% from day one for death by any reason from carriers like Globe Life.
You may also be able to get a larger face amount than you can get through Colonial Penn, and/or at a lower cost by comparing rates and plans among other highly-rated life insurance companies.
Non-med life insurance policies offered by other companies are also easy to get and you may be able to apply online for your policy.
Here's how you can compare Globe Life vs Colonial Penn
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