I have a whole life policy but recently decided that that may not be the best considering I am 29 with an 11 year old son that would need to be taken care of if something were to happen to me so I need to get more for my money.
So I am choosing term life. But I need a good company to go with.
There are hundreds of good life insurance companies in the U.S. However, when choosing a life insurance plan make sure you consider what your goal for the life insurance is, what you want your life insurance to accomplish.
Then, consider the type and amount of life insurance you need, for how many years, and what you can afford to pay.
Also, review the AM best financial strength ratings of the insurance companies you consider. The financial rating is an indication of the insurer's financial strength, and ability to meet their financial obligations, and pay their claims.
One way to review pricing and ratings of insurers is to request free life insurance quotes online from a quote provider with access to a large network of highly-rated life insurance carriers. That way, you can find out which insurers may offer the most competitive prices and have a high financial strength rating.