If the beneficiary is the person responsible for the murder, no death benefit will be paid out to that beneficiary.
Some life insurance policies pay out a double indemnity death benefit, meaning if you die from accidental causes your beneficiary would receive double the death benefit.
In double indemnity, twice the face value amount of life insurance is paid to the beneficiary upon the accidental death of the insured person.
In triple indemnity, three times the face value is payable to the beneficiary upon the accidental death of the insured.
However, certain forms of accidental death may not be covered by your life insurance policy.
And, the insured must die within a certain period of time of the accident for it to be a covered cause of death, for instance, within 90 days of the accident. Depending on your life insurance policy.
To make sure how accidental death works, review the accidental death clause in your life insurance policy.