Category: Diabetes

Diabetic Life Insurance at Affordable Rates?

12/6/2012

If you're diabetic and in need of life insurance coverage, you may be happy to discover that rates for diabetics can be almost as affordable as they are for non-diabetic, depending on your condition.

YourLifeSolution.com, an online independent life insurance agency, has found that due to recent underwriting changes, the cost of life insurance for diabetics can often be approved at the same rates given to the average applicant.

There are several ways to measure the severity of an individual's diabetes, and according to YourLifeSolution.com, if these three factors are favorable, then competitive life insurance rates can be obtained by a diabetic.

Learn more about life insurance for diabetes today, and find out if you qualify for affordable life insurance coverage from a highly-rated insurance company.

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Life Insurance for a Diabetic?

9/15/2012

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I am 41 years old (my spouse is 37), and I have Group Term life Insurance through my employer and I'm researching for the best option to get life insurance for myself.

You may want to consider term life insurance if you need coverage for 30 years or less, as term life costs a lot less than permanent life insurance.

In addition, some insurers offer more affordable rates, and are more willing to insure people with diabetes, so it's important to compare life insurance rates among multiple life insurance companies in order to find which carriers are more interested in insuring diabetics.

Your health will have a big impact on your approval and pricing for life insurance. The insurers will be interested in how long you have had diabetes, your age, what type of diabetes you have, how you manage your diabetes, your current health, your height-to-weight ratio, if you smoke or not, and other related health issues.

If you are in god health and properly manage your diabetes, as well as, maintain a healthy weight and exercise regularly, this will help you to find affordable life insurance with a highly-rated life insurance company.

Here's how you can learn more about life insurance for diabetics and request your free life insurance quote comparisons online.

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Diabetes and It's Impact on a Family

8/8/2012

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I was reading some different blogs yesterday and came across a vary sad story about a father who had diabetes and his struggle with his health over time. The story is told by his daughter and explains just how difficult diabetes can be not only for the person who has it, but how it can impact a family and their view of a father.

With so many of our young children being diagnosed as overweight or obese today, the possibility of a dramatic rise in diabetes diagnosis exists in America in the near future.

Diabetes is not a health condition to take lightly, please read this article from The Outlook Life Blog and make sure to get tested at your next doctor's visit if you think there's a chance you may have diabetes.

AN INTERVIEW WITH MY DAD, WHO HAS DIABETES AND HEART DISEASEAN INTERVIEW WITH MY DAD, WHO HAS DIABETES AND HEART DISEASE

If you or a family member has diabetes and you need life insurance protection, you can learn about diabetes life insurance plans and how you can compare life insurance for people with diabetes.

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Life Insurance for People with Type 2 Diabetes

6/4/2012

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Any idea on cheapest life insurance for a 51 year old with type 2 diabetes?

There are certain risk factors which are important to consider for people with diabetes:

1. whether it's type 1 or type 2 diabetes.

2. How long since you were diagnosed with diabetes.

3. the Hba1C reading which shows the degree of control of your diabetes condition.

4. Whether you currently have any health complications as a result of your diabetes, such as, circulatory issues, kidney issues, or eye problems.

Also, the insurance company will consider your age, gender, health, family health history, occupation, hobbies, if you smoke or not, driving record, credit history, height-to-weight ratio, and other risk factors for life insurance.

Your age, health, and how you manage your diabetes will be important, as well as, making sure you exercise regularly, eat a healthy diet, and maintain a healthy weight.

There are some insurers that offer more affordable diabetes life insurance plans because they consider several different rating categories based on your own individual risk factors, specifically. Here's how you can learn more about diabetes life insurance and compare plans.

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Tips on Applying for Diabetes Life Insurance

5/27/2012

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Are you diabetic and trying to buy life insurance coverage?

If so, here are a few helpful tips to consider before you apply for your life insurance policy:

Be sure that before you apply for a diabetes life insurance policy, you have proof that your diabetes is managed properly.

It is important that you show you can properly control your diabetes, in order to qualify for life insurance at a reasonable rate.

Make sure you compare multiple life insurance quotes from several different insurance companies. Before deciding to go for a certain diabetes life insurance plan, make sure you have explored other policies from other insurance companies.

It's better to gather as many options for diabetes life insurance as possible, and choose which among those options is best for your specific diabetic condition.

Because insurers primarily consider your blood sugar and hemoglobin count, it is best to show them a history of effective treatment like yearly eye exams, weight and blood pressure in normal ranges, so you can prove you are managing your diabetes. Learn more about diabetes life insurance and how it works.

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Childhood Obesity May Lead to Type 2 Diabetes?

5/20/2012

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New research on childhood obesity and diabetes shows that what doctors have believed for years may be true: increasing rates of childhood obesity could lead to a greater risk of type 2 diabetes.

People living with diabetes have increased health risks, including heart disease, loss of vision, amputation, and other risk, and could have problems finding affordable life insurance coverage, if they can even qualify for a policy,

Researchers found that the length of time a person is overweight directly relates to an increased risk of developing type 2 diabetes.

University of Michigan researchers found that people with a greater body mass index over a longer period of time were at greater risk for becoming diabetic.

According to HealthDay News, Dr. John Anderson of the American Diabetes Association said studies show more kids and teens are being diagnosed with type 2 diabetes than in the past.

"A disease that used to be confined to older people is creeping into high schools," Anderson said. "At best, this is alarming. This obesity epidemic we have is fueling an epidemic of [Type 2] diabetes in young people."

Individuals who are able to change their lifestyles and improve their health before the full onset of type 2 diabetes could save themselves from experiencing health problems later in life.

Several factors contribute to the possibility of developing diabetes, including your diet, exercise, and lifestyle. You can take steps in your younger years to help reduce the chance of type 2 diabetes, including eating a healthy diet, exercising regularly, and reducing the amount of food you eat that contains sugars, such as candy, ice cream, and soft drinks.

If you have diabetes and want to learn about life insurance you can visit Life Insurance for Diabetes to find out what insurers look for when considering diabetics for life insurance coverage and how you can find affordable life insurance plans.

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